COUNTY OF ALBEMARLE

 

EXECUTIVE SUMMARY

 

 

AGENDA TITLE:

Health/Dental Insurance Contract for 2005-2006

 

SUBJECT/PROPOSAL/REQUEST:

Request approval of the proposed 2005-2006 health and dental contracts, coverage and proposed rate structure

 

STAFF CONTACT(S):

Tucker, White, Trank, Suyes, Gerome

 

 

LEGAL REVIEW:   Yes

 

AGENDA DATE:

April 21, 2005

 

ACTION:      x                        INFORMATION:   

 

CONSENT AGENDA:

  ACTION:                             INFORMATION:   

 

 

ATTACHMENTS:       Yes

 

 

REVIEWED BY:

 

 

 

BACKGROUND:

Attached is a memo from the Health Care Executive Committee (HCEC) to the County Executive and Superintendent, which outlines the current year’s process and recommendations for Health and Dental Insurance.  Our claims experience and the changes in the market place continue to be the major factors in developing these committee recommendations. 

 

STRATEGIC PLAN:

Goal 4.1 Provide effective, responsive and courteous service to our customers

Goal 4.1.3. By June 2005, the County will be recognized as a quality place of employment with a workforce of employees who continuously provide high quality, customer-focused service to its citizens.

 

DISCUSSION:

The County's Health Care Executive Committee has worked with Tom MacKay, Palmer & Cay consultant, to develop recommendations for the 2005-2006 medical and dental programs effective October 1, 2005.

 

The committee is recommending continuing with the Southern Health three Point-of-Service Plans to address the rising trend in health claim costs.  The report updates information on the reserve balances and provides attached charts that outline the different plans and proposed rate structures. 

 

RECOMMENDATIONS:

Approve the HealthCare Executive Committee recommendations noted in the attached report.

 

Medical:  Continue the medical care contract for 2005-2006 with Southern Health.  The recommended budgeted Board contribution for health coverage is $5,860 for the 2005-2006 plan year. The plan options and premiums are indicated in the attachments.

 

Dental: Change the funding mechanism on the dental plan with Delta Dental from fully insured to self-funded for 2005-2006.  The recommended Board contribution for the dental plan is $200 annually for full-time employees for the 2005-2006 plan year.

 

ATTACHMENTS

Attachment 1 – Memorandum to Robert W. Tucker, Jr., County Executive, and Kevin C. Castner, Superintendent from Health Care Executive Committee dated April 14, 2005 regarding proposed medical and dental plans for 2005-2006

 

            Attachment A to Memorandum – Proposed medical plan design for 2005-2006

            Attachment B to Memorandum – Proposed employee premiums
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