Attachment B        
         
ALBEMARLE COUNTY
         
Proposed Insurance Monthly Premiums For FY 2004-2005
    (Full-time Employee Rates)    
         
Medical Plans
         
    October 1, 2004
  Current Proposed    
  Employee Employee   Percent
  Premium Premium Increase/(Decrease) Increase/Decrease
         
High Plan   1.14615400    
  Employee $32.00 $34.00 $2.00 6.3%
  Employee+Child $69.00 $73.00 $4.00 5.8%
  Employee+Children $223.00 $237.00 $14.00 6.3%
  Employee+Spouse $223.00 $237.00 $14.00 6.3%
  Employee+Family $298.00 $317.00 $19.00 6.4%
         
         
Middle Plan        
  Employee $26.00 $26.00 $0.00 0.0%
  Employee+Child $56.00 $56.00 $0.00 0.0%
  Employee+Children $180.00 $180.00 $0.00 0.0%
  Employee+Spouse $180.00 $180.00 $0.00 0.0%
  Employee+Family $239.00 $239.00 $0.00 0.0%
         
         
Low Plan        
  Employee $8.00 $8.00 $0.00 0.0%
  Employee+Child $35.00 $35.00 $0.00 0.0%
  Employee+Children $112.00 $112.00 $0.00 0.0%
  Employee+Spouse $112.00 $112.00 $0.00 0.0%
  Employee+Family $152.00 $152.00 $0.00 0.0%
         
         
       
   
  Dental Plans    
       
       
      October 1, 2004  
  Current Proposed    
  Employee Employee   Percent
  Premium Premium Increase/(Decrease) Increase/Decrease
         
High Option   $1.15    
  Employee $14.18 $14.18 $0.00 0.0%
  Employee+Child $33.31 $33.31 $0.00 0.0%
  Employee+ Spouse $33.31 $33.31 $0.00 0.0%
  Employee+Family $63.84 $63.84 $0.00 0.0%
         
Low Option        
  Employee $3.46 $3.46 $0.00 0.0%
  Employee+Child $15.15 $15.15 $0.00 0.0%
  Employee+Spouse $15.15 $15.15 $0.00 0.0%
  Employee+Family $38.41 $38.41 $0.00 0.0%
         
         

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